There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks&Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Perfect Double Breasted Mid Length Belted Mac, at Marks & Spensers
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Pavilion 16-Piece Cutlery Set, at Marks & Spensers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Frill Front Jersey Top, at Marks & Spencers
A fashionable floral print top in soft fabric featuring frill front detail

Classic Collection Floral Embroidered Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features pretty embroidery

Blue Harbour Blue Straight Leg Jeans, at Marks&Spencer
If you only buy one pair of jeans this season, make them this pair - versatile, utterly comfortable with a simple, yet flatteringly cut. These look great with anything from trainers to smart shoes

Blue Harbour Pure Lambswool Argyle Jumper, at Marks & Spensers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Dear Zoo: Lift the Flaps Book, at Marks and Spencers
A letter to the zoo asking for a pet results in a succession being dispatched - all of them containing highly unsuitable pets. All, of course, except the last one

National Geographic Kids - Magazine Gift Subscription, at Marks and Spencers
National Geographic Kids is the monthly edu-tainment magazine for boys and girls. Jam-packed with the amazing images you'd expect from the National Geographic brand, National Geographic Kids is everything an inquisitive young mind needs

Autograph Semi-Plain Collection Pure Cotton Towel, at Marks & Spenser
3 piece set Hand towel: L90 x W50cm Bath sheet: L120 x W70cm X Large bath towel: L140 x W100cm, Manufacturer: Marks & Spencer

Craft Letters Uncle Birthday Card, at Mark's & Spencer
Cover Text: Uncle, Many happy returns Inside Message: With love Approx size: 175 x 127mm

Limited Collection Cotton Rich Spot Vest & Shorts Set, at MarksandSpencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Blossom Jacquard Non-Wired Bra, at Marks & Spenser
Smooth and versatile, this blossom jacquard bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear.

Gold Plated Bedazzled Stone Ring, at Marks and Spencers
Cluster surround Large gemstone centre

Wooden Ark & Animals, at Marks & Spenser
Suitable for ages 0-3yrs Wooden ark with animals This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Leather Oxford Lace Up Brogue Shoes, at M&S
Pointed toe Punch feature Lace up Block heel

4 Leather Placemat, at Marks & Spencers
Pack of 4 Ridge detail, Manufacturer: Marks & Spencer

Small Elephant Soft Toy, at Marks&Spencer
Suitable for ages 0-3yrs This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Sheer Lace Padded Balcony Bra, at Marks and Spencer
Elegant and feminine this sheer lace bra looks and feels luxurious. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Per Una 3 Piece Bolero & Vest Set, at Marks & Spenser
A pretty 3 part set featuring two vest tops and a short sleeve bolero

Sprung-Edge Non-storage Divan & M100 Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41 Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Traditional Scroll Cushion, at Marks and Spencer
Square shape Traditional scroll design L50 x W50cm, Manufacturer: Marks & Spencer

Autograph Babylon Collection Shade, at Mark & Spencers
Tapered design 20 x 50 x 50cm, Manufacturer: Marks & Spencer

5 Pairs of °Climate Control Plain Briefs, at Marks and Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Samsung 26'' LE26B450 HD Ready LCD TV, at Marks & Spencers
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) SRS TruSurround HD: For enhanced surround sound effect Dimensions: W669.7 x H455 x D75.3mm (without stand) W669.7 x H495.1 x D216mm (with stand) Weight: 8.4kg (with stand), 7kg (without stand) Connectors: 1 x Scart, 1 x HDMI, RF input, PC input (D-sub) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

Sapporo Side Table, at Marks n Spencer
H45 x W45 x D45cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Cotton Rich Straight Leg Jeans, at Marks and Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Heart Print Hipster Knickers, at Marks & Spencers
Pretty and feminine, these cute heart print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Gold Foil Cake 80th Card, at MarksandSpencer
Cover text: 80 Congratulations Inside message: Blank for your own message Approx size: 175 x 126mm

4 Glass Coasters, at Mark's & Spencer
Pack of 4 Solid glass Square shape, Manufacturer: Marks & Spencer

Claret Christian Moueix 2005 - Case of 6, at Marks & Spensers
Grape variety: 95% Merlot, 5% Cabernet Franc Country of origin: France Closure: Natural Cork Bottle: 6 x 75cl. Alcohol by volume: 13% Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.