M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Besides Marks and Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Formula Energising Body Tonic, at M+S
A zesty, fruity blend of Grapefruit, lemon and lime oils energise, detoxify and rejuvenate Refreshing orange and zingy mandarin stimulate senses Enhanced with balancing Geranium oil to de-stress and uplift emotions Pepper essence helps soothe muscles Grapefruit and mandarin work together to help brighten up dull skin 100ml This product is not available for international delivery. Find out more

Autograph Satin Stitch Duvet Cover, at Marks & Spencer
500 thread count Woven as sateen Satin stitch 100% Supima cotton - the world's finest cotton Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

Pure Silk Textured Circles Tie, at MarksandSpencer
Add a luxurious finishing touch with this contemporary textured circles tie in pure silk

Per Una A-Line Applique Skirt, at Marks & Spencers
A fashionable a-line skirt featuring applique and bead detail

Cuddle Bear Cot Bed Bumper, at Mark's & Spencer
Embroidered bear detail L155 x W35cm, Manufacturer: Marks & Spencer

Lavender Refresher & Burner Oil, at Marks and Spencer
Lavender fragrance 15ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Lace Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Disney Fairies Jewellery Beads Kit, at Marks and Spencers
Suitable for ages 5+ Includes assorted beads and fairy charms Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Les Pierblancs Sauvignon Blanc 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per 125ml: 1.6 Alcohol units per bottle: 9.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S 5 Input Scart Switcher, at Marks & Spenser
For connection of up to 5 audio/video devices to a single TV Recorder copy function 24 carat gold connection scart cable Auto and manual modes Easy to read display M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Stormwear™ + Ultimate Trekking Trousers, at Marks & Spensers
These Ultimate trekking pants are made from a luxury pima cotton blend which is softer, stronger and more absorbent than normal cotton. They feature an adjustable belt and zip-off legs so you can wear them in any terrain. Our unique Stormwear™ water repellent finish keeps you dry and Freshtech™ technology prevents odours

Autograph Moisturising Aftershave, at Marks & Spencers
Aftershave balm Moisturises 100ml This product is not available for international delivery. Find out more

Pure Cotton Stripe Towels, at Marks and Spencers
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Blue Harbour Long Sleeve Stripe Shirt, at M & S
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Fabulous Husband Keyring Card, at Marks and Spencers
Cover text: Happy birthday to my fabulous husband, you'll always be the light of my life x Blank inside Approx size: 125mm x 177mm

Pure Cotton Mock Layer Stripe Tank Top, at Marks & Spencer
Cute and comfy, this mock layered tank top is made from pure cotton and features a pirate and shark motif. A practical easycare style

Collezione Luxury Pure Cotton Flat Front Trousers, at Marks and Spencer
Add a smart dimension to your formal wardrobe with these flat front trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Petite 3/4 Sleeve Plain Shirt, at Marks & Spencer
This outstanding value 3/4 sleeve button top makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Travel Floral Jewellery Roll, at Marks & Spenser
Floral design Bow feature Riptape and zip fastening Multiple pockets

Pure Cotton Drawstring Joggers, at Marks and Spenser
Soft and practical, these loose fit drawstring joggers are outstanding value. This easycare style is ideal for active games or relaxing in comfort

Cross Dye Quilted Bedcover, at MarksandSpencer
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Autograph Wool Rich Slim Fit Suit Jacket, at Marks and Spencer
Slim fit jackets are cut closer for a cleaner sharper silhouette. Designed in a contemporary style, they give a longer, leaner appearance and a flattering fit. This hardwearing wool rich suit jacket is ideal for sixth form wear

Long Sleeve Stripe V-Neck Jumper, at Marks and Spencers
Soft and comfy, this warm knitted v-neck jumper is outstanding value. A fashionable easycare style

Portfolio 2 Bead Drop Earrings, at Marks and Spenser
Hook fastening Drop style 2 bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Zip Up Sports Bra, at Marks & Spensers
Comfortable and secure, this zip up sports bra gives firm, gentle support for active wear

Per Una Pure Linen Slick Sailor Trousers, at Marks & Spencers
A relaxed pair of wide leg trousers in pure linen featuring an on the waist design and twin button detail

Ceriso Silk Blend Spot Print Padded Bra, at M & S
Flirty and fashionable, this glamorous bra is made from silk mix fabric with a spot print, finished with a lace trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

2 Easycare Long Sleeve Stripe Shirts & Tie Set, at M & S
Smart and stylish, these easycare shirts make a practical choice for everyday wear

4 Ruby Mugs - Red, at Marks & Spensers
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Mummy and Me Teapot Tea Set, at Marks and Spencers
Contains 1 milk jug, kettle, 4 x cups and saucers, 4 x knives, spoons and forks, cake and 4 x plates Promotes imaginative play Pieces pack away inside the teapot Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.