M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark's & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Collezione Etched Rectangle Cufflinks, at Marks and Spencer
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Younger Girls' Stud Skinny Belt, at M+S
Fun and fashionable, this multi stud belt adds a stylish finishing touch

Organic Châteauneuf-du-Pape Bois de Pied Redon 2006 - Case of 6, at Mark & Spencers
Style: Full bodied Grape variety: Mixed Red, Syrah, Cinsault Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Luxury Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Woven Silk Multi Stripe Tie, at Marks & Spensers
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

Limited Collection Leopard Print Cardigan, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Ribbed Peak Hat with Wool, at Marks & Spencers
Keep ahead of the trends with this glamorous ribbed peak hat. The perfect finishing touch to stylish winter outfits

Dualit Vario 6 Slot Red Toaster, at Marks and Spencer
Hand built in England - as identified by the individual assembler's mark on the base plate Designed for use in commercial kitchens Patented, award-winning ProHeat elements Mechanical timer to control toasting Capacity 2, 4 or 6 slices Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Replaceable/ repairable parts Easy cleaning with a stainless steel cover High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Dimensions: W46 x H21 x D22cm Weight: 5.1kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chalk and Cheese Fun Character Multipack of Mini Cards, at Marks and Spencer
Cover text: Design 1: thank you, Design 2: surprise, Design 3: Thanks, Design 4: for you Inside message: Blank for your own message Approx. size: 95 x 80mm

A Bug's Life DVD, at Marks and Spenser
Rating Universal, suitable for all,

Glitter Stripe Bedset, at Marks & Spencers
Glitter stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Cotton Moleskin Jacket, at Marks and Spencers
Practical and fashionable, this mid length jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

Stitch Detail Leather Gloves, at Marks & Spencer
Stylish and practical, these luxurious gloves are made from soft leather

Pure Cotton Roll Up Jeans, at Marks and Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. The roll up leg design gives a cute trendy look

Faux Pearl Candy Bead Long Necklace, at Marks & Spencers
Mixed beads Long length Necklace length: 92cm

Machine Washable Mini Dot Tie, at Marks & Spencer
No more trips to the drycleaners! This contemporary dot tie is machine washable

Classic Duckling Square Ceramic Money Box, at Marks and Spencer
Pack contains: 1 money box Approx size: H100 x W100 x D100mm

Gold Jewel Effect Roll Wrap, at Marks & Spencers
Includes 1 roll wrap Approx. size: 150 x 70cm

Blue Harbour Luxury Pure Cotton Royal Oxford Check Shirt, at Marks and Spenser
Soft, comfortable and very stylish, this luxury shirt is made with fantastic attention to detail

Autograph Bling Scottie Keyring, at Marks and Spencer
Chain link Scottie dog design Diamant detail

Keane - Perfect Symmetry CD, at Marks and Spencer
Audio CD, Marks & Spencer

Only Fools and Horses 50th Birthday Card, at Marks & Spencer
Cover text: Have a cushty birthday 50 Inside message: Have a teriffic time! Approx. size: 230 x 114mm

Paris (Eyewitness Travel Guide), at M&S
Paris has a seemingly limitless variety of attractions to tempt the visitor. Whether you are interested in a romantic stroll along the Seine or the medieval treasures of the Cluny, or just want to seek out the shopping along les grands boulevards, the "Eyewitness Travel Guide to Paris" has everything you need. Using the unique cutaway maps, floor-plans and 3D models explore state of the art museums, places of worship and architecture, from Gothic Notre Dame majestic Sacre Coeur to the Arc de Triomphe and contemporary Centre Pompidou

Generic Star Charm 50th Birthday Card, at Marks & Spencer
Cover text: 50 today Inside message: Have a fantastic birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125 mm

Autograph Large Wavey Floral Contrast Trim Hat, at M&S
Luxurious, fashionable and elegant, this pure abaca hat features a modern floral contrast design and a bow feature for a sophisticated look To receive your FREE hat box, simply click on the hat box below and add it to your basket

Blue Harbour Heritage Pure Cotton Open Check Shirt, at Marks & Spenser
Relaxed and stylish, this open check shirt is made from pure cotton so it feels soft and comfortable to wear

Gold Jewel Effect Roll Wrap, at Marks and Spencers
Includes 1 roll wrap Approx. size: 150 x 70cm

The World of Brass CD, at Marks & Spensers
Audio CD, Marks & Spencer

M&S Pure Cotton Pull On Bucket Hat, at Marks and Spencer
This colored hat is ideal for all your summer activities this season. Whether you find yourself at a festival, in the garden or at the beach the wide brim will keep you feeling cool and well protected

Autograph Bead Trim Tankini Top, at Mark & Spencers
Fabulously fashionable, this flattering tankini is designed in the latest shape. Designed to fit and flatter

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.