Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Plain Longline Tie Waistcoat, at Mark & Spensers
Contemporary and casual, this longline cardigan is made with cool comfortable cotton and features a tie waist for a fashionable look

Blue Harbour Stormwear™ Gilet, at M & S
Stylish and innovative, this gilet is treated with Stormwear™ technology, a breathable finish that repels water and stains

3 Pure Cotton Plain Trunks, at Marks and Spencer
These essential plain trunks offer all the comfort of soft cotton at a great value price

Autograph Pure Cotton Bold Stripe Shirt, at Marks&Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Suede Sprung-Edge Divan with 2 Small & 2 Large Drawers, at Marks & Spensers
Double (4ft 6): W135 x L190cm King size (5ft): L150 x W200cm Super king size (6ft): L180 x W200cm Divan height: H41cm Sprung-edge divan - Can be used with any mattress Solid wooden frame Small drawers: H14 x W40 x D52cm Large drawers: H14 x W78 x D52cm Small drawers at the head end are designed to open without moving your bedside table Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lichfield Extending Dining Table & 6 Santiago Leather Dining Chairs Set, at Mark's & Spencer
Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated String, at Marks & Spenser
Elegant and feminine this figure-hugging string is made from a luxurious silk rich fabric and finished with a contrast lace trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

3 Big & Tall °Climate Control Cotton Rich Plain Trunks, at Marks & Spencers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Little Birds Text Birthday Card, at Marks & Spenser
Cover text: Happy Birthday Inside message: Have a lovely day Approx. size: 150 x 150mm

Portfolio Floral Print Layered Short Sleeve Blouse, at M&S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

2 Button Curve Seam Jacket, at Mark & Spensers
Fashionable and modern, this tailored style jacket features a curve seam design and contrast stitch detail. A smart and stylish choice

3 Photo Frames 10 x 15cm (4 x 6"), at Marks and Spencer
Pack of 3 Removeable mount card Wood stand Rectangular frame Frame dimensions: H24.5 x W19cm Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Fairtrade Organic Cotton Stripe Romper & Hat Set, at M&S
Look below to see a video clip about FairtradeThis cute romper and hat set is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Felted Knitted Cushion, at Marks & Spencers
Square shape Embroidered design L50 x W50cm, Manufacturer: Marks & Spencer

Stainless Steel Wok with Lid, at Marks n Spencer
Double handles Glass lid Diameter: 30cm, Manufacturer: Marks & Spencer

Girlie Dress Up Stamper Set, at Marks & Spencers
Contains: 1 case, 5 stamps, 1 ink pad and 10 sheets of notepaper Approx size: 11 x 9cm

The Floral Collection Iris Purse Gift Set, at M+S
4 part set Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Iris fragrance Presented in a purse

Collezione Pure Wool 3 Button Jacket, at Mark & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Ivory Leather Wedding Guest Book, at Mark & Spensers
Wedding guest book Gift box Guest book: H210 x W290mm Gift box: H225 x W305mm

Save the Children Charity Religious Multipack of Easter Cards, at Marks and Spencers
Cover text: design 1: Easter Blessings, design 2: With thoughts of peace at Easter Inside message: All designs, blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) 6 cards, 2 designs Approx size: Unfolded: 120 x 120mm

Goat Skin Cushion, at Marks&Spencer
Square design Fluffy Plain, Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Cropped Jeans, at Marks&Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Pure Cotton Short Sleeve Floral Check Shirt, at Mark & Spencers
Fashionable and versatile, this cotton short sleeve shirt is ideal for smart casual dressing and looks great layered over a t-shirt

Panasonic 32'' TX-L32G10 Full HD LCD TV with freesat HD, at Marks and Spenser
Receives freesat HD: freesat is a digital satellite TV service giving you free HD programmes. freesat has no contract, no subscription, just a one-off payment for the TV, satellite dish and installation. freesat is available to almost every household in the UK HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Panasonic: Display: 32 inch LCD screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio: Dynamic contrast 50,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W777 x H541 x D217mm (with stand), W777 x H501 x D95mm (without stand) Weight: 13.5kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 4 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette V-Real Pro 4: Real picture technology which enhances the full HD performance of the display panel to render smooth, crystal-clear motion without compromising on delicate colours with rich gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

5 Cotton Rich Seamfree Plain Shorts, at Marks and Spencers
These seamfree cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Firm Control Magic Thigh Slimmer, at Marks & Spenser
These thigh slimmers work like magic with with targeted control areas to shape you where you need it most. They gently flatten tummies, smooth hips and lift bottoms for a flattering, shapely look. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Embroideries - GLOBAL CUSHION, at Marks and Spencer
Manufacturer: Marks & Spencer

Leather Tassel Purse, at Marks and Spencers
Glam up your look with this gorgeous purse. Just the right size for your make up and phone

Long Sleeve Thermal Vest, at Marks and Spencers
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Formula Age Repair Firming Day Cream SPF 15 + Ceramide, at Marks & Spencers
Contains ceramide and apple Especially formulated for mature skin Fine lines and wrinkles appear reduced Hypoallergenic 50ml

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.