When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Dr Dog Book, at Mark's & Spencer
Feeling dizzy? Feeling sick? You need the expert attention of Dr Dog! Both pet and personal physician to the Gumboyle family, Dr Dog is always on hand with the perfect diagnosis and remedy for every complaint. So, whether it's tickly tonsils, itchy nits or unspeakable tummy troubles, hear some common sense advice from Dr Dog - the canine consultant that no home should be without

Shiny Nail Kit, at M+S
Nail wax nourishes and adds lustre Traditional chamois buffer quickly achieves a long lasting shine White pencil brightens your nail tips Used regularly it will encourage your nails to grow stronger and longer

Relax Photographic Kitten Mum Birthday Card, at Mark's & Spencer
Cover text: Mum, relax and take it easy on your birthday... Inside message: With lots of love Approx size: 150 x 150mm

Silver Plated Diamanté Charmer Hoop Earrings, at Marks & Spenser
Hook fastening Hoop design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Pure Cotton Nautical Print Dress, at Mark & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una 3/4 Sleeve Floral Longline Tunic, at Marks and Spencers
A fashionable 3/4 sleeve tunic featuring a floral print and ruched detail

Classic Collection 3/4 Sleeve Cardigan, at Mark's & Spencer
Soft and comfortable, this 3/4 length sleeve cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Per Una Cowl Neck Smock Dress, at Marks and Spencers
A beautiful cowl neck smock dress featuring a floral print

Mini Limited Pure Cotton Floral Print Dress, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Handmade Character 30th Card, at M & S
Cover text: You're 30 Inside message: Happy Birthday! 178 x 125mm

5 Pairs of Ventilated Sock Trainer Liner Socks with Cool&Fresh, at Marks & Spencers
Comfortable and durable, these socks feature a reinforced toe and stretch fabric for an improved fit

Union Jack Keyring, at Marks and Spencer
You'll never lose your keys again with this eye-catching Union Jack keyring

Autograph Pure Cotton 3 Piece Tank Top Outfit, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Bright Balloons Roll Wrap, at Mark's & Spencer
Includes 1 roll wrap 150 x 70cm

Clos de Reynard 2006 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Non-Iron Small Grid Check Shirt, at Marks and Spenser
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Dinosaur Cake, at Marks and Spencer
40 portions Chocolate cake: A rich chocolate cake filled with milk chocolate ganache. Total cake size is 26 x 14cm and weight is 2.7Kg. Can be eaten up to 5 days after collection Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 62 of the Food to Order catalogue Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Embossed Floral Flourish Your Anniversary Card, at M&S
Cover text: On your anniversary Inside message: Blank for your own message Approx size: 150 x 150mm

Faceted Duo Bangles, at M&S
2 bangles Assorted colours Faceted design Slide on

Pure Silk Floral Embroidered Tie, at Marks & Spencer
Add a luxurious finishing touch with this floral embroidered tie in pure silk

3 Authentic Woven Pure Cotton Stripe Assorted Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Pure Cotton Satin Rose Duvet Cover, at MarksandSpencer
Embroidered rose detail Slim pleat trim, Manufacturer: Marks & Spencer

Autograph Merano Large 2-Seater Sofa, at Marks & Spencer
H84 x W195 x D102cm Seat H47cm, arm H63cm, top back rail H63cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Cotton Rich Assorted High Leg Briefs, at Marks & Spenser
These low rise cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pure Cotton Gathered Front Stripe Shirt, at Marks & Spenser
Smart and stylish, this stripe shirt is made from cool comfortable cotton and features gathered front detail

2 Fairtrade Organic Cotton Elephant All-in-One Suits with Socks, at Marks and Spencer
These cute all-in-ones are made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Pure Cotton Mock Waistband Jeans, at M&S
Contrast stitch styling gives this jeans a modern twist. A practical and fashionable style

Coloured Numbers Square Face Watch, at Mark's & Spencer
Square face Coloured numerals Analogue Plain strap

I love Spice Book, at Marks & Spencer
Over 100 recipes for people who like it hot! Each illustrated with a beautiful colour photograph of the finished dish

3 Pairs of Cotton Rich Assorted Socks, at Marks and Spencers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.