Besides M&S Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M+S Money. Not least of these is Mark's & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Fleece Dressing Gown, at Marks & Spencer
Wonderfully warm and cosy, the fleecy fabric of this classic dressing gown creates the perfect solution for indulging in soft, relaxing comfort

String Shade with Diffuser, at Marks & Spencer
String shade Large: H22 x Diam 45cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handheld Parmesan Grater, at Marks & Spencers
Grip handle Wide plate, Manufacturer: Marks & Spencer

Animal Choker Necklace, at MarksandSpencer
Square chunky beads Animal print design Choker style Neclace length 41cm, extendable by 8cm

Autograph Merano Corner Unit, at Marks & Spencers
H84 x W102 x D102cm Seat H47cm, top back rail H63cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Reversible Floral Print Hat, at Marks n Spencer
Keep your cool in this reversible sun hat, a summer and holiday essential

Autograph Pure Cotton Floral Embroidered Top, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Girls' Limited Pure Cotton Sleeveless Button Top, at Marks & Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Princess Craft Book, at Marks and Spencer
Turn your home into a princess paradise with this fabulous book full of princess things to make and do! Create your own fantastic pop-up princess toys, fairytale castle, pretty posies, dazzling tiaras and more...

Blue Sketchy Floral Card, at M & S
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 140 x 340mm

BT Freestyle 750 Cordless Phone with Answering Machine, at Marks & Spencer
GAP compatible 15 minutes recording time 50 name & number directory 10 number calls list 5 number redial list Low energy power supply and recyclable packaging M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Push & Go Truck, at Mark & Spencers
Suitable for ages 0-3 years Press down, then let go and watch it speed away Encourages activity and develops interactive play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Love and Marriage Photo Wedding Card, at Marks & Spenser
Cover text: Love & Marriage Inside message: Blank for your own message Approx. size: 150 x 150 mm

Older Girls' Pure Cotton Embroidered Canvas Trainers, at Marks & Spencer
Round toe Embroidered floral design Lace up fastening Stitch detail Flat sole

Autograph Button Pyjama Top, at M&S
Luxurious and sophisticated, this modern pyjama top is part of our exclusive Autograph collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Girls' Fashion Schoolwear - Cotton Rich V-Neck Tank Top, at Mark & Spencers
Smart and comfortable, this soft cotton blend tank top is a lightweight extra layer that's ideal for school

Leather Lace-Up Boat Shoes, at Marks and Spenser
Lace-up Round toe Contrast stitching Low heel

Pure Cotton Corsage Duvet Cover, at Marks and Spencer
Corsage feature Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Diamond Pointelle Long Sleeve Top, at MarksandSpencer
Give yourself an extra warm layer this winter with this pretty long sleeve under top. Perfect for day to day wear, the easy care fabric makes it a no fuss option

2 Cotton Rich Firm Control Briefs, at Marks & Spencer
This pack of 2 firm control knickers is outstanding value! They gently flatten tummies for a sleeker, slimmer silhouette

Autograph Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this pure cotton long sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Panelled Lace-Up Trainers, at Marks and Spencers
Round toe Lace-up Stitch detail Panelled design Flat sole

50 Fairtrade Double Sided Cotton Pads, at Marks and Spenser
Contains 50 pads Double faced design By buying this item you are ensuring that cotton farmers in the developing world can improve their livelihoods Click here to view a video about Fairtrade Cotton

Recycled Hollowfibre Outstanding Value 10.5 Tog Duvet, at Marks n Spencer
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Non-allergenic Highest quality hollowfibre filling Pocket construction for even warmth 100% cotton cover and 230 thread count Soft & comfortable Comes in single, double and king sizes Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

2 Pure Cotton Polo Shirts, at Marks and Spencer
This great value 2-pack polo shirts is made from pure cotton, a natural choice for schoolwear

Winter Weight Pure Cotton Flat Front Twill Trousers, at Marks and Spencers
The perfect choice for colder days, these smart trousers are made from warm, hardwearing fabric

Gemma Embroidered Linen Bedcover, at Marks and Spencers
Embroidered design L250 x W265cm, Manufacturer: Marks & Spencer

Luxury Mattress & Divan Set - Medium, at Marks & Spencers
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep Mattress has 2200 independent pocketed springs in two layers Mattress filling is a combination of lambswool, cotton and loose hair Cotton-felt provides a soft surface, while wool tufts hold the filling in place Hand-stitched sides support the mattress walls and extend the sleeping area Divan has 956 pocket springs Timber frame Feet are high-quality castors This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Cotton Rich 3/4 Sleeve Mock Layer Jumper, at Mark's & Spencer
Contemporary and casual, this jumper is made with cool comfortable cotton and features a mock undershirt for a fashionable look

Sonoma Display Shelving Unit, at Marks and Spencer
H160 x W147 x D40cm 4 shelf design Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Side and back made from white Oak veneer Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.