M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Cotton Rich Full Length Joggers, at M & S
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a pull tie fastening waist. A practical easycare choice

Classic Collection Pull-On Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Dinner Jazz CD, at Marks & Spenser
Audio CD, Marks & Spencer

Light Control Invisible Panty Line Thigh Slimmer, at Marks and Spencer
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Adored Pure Cotton Stripe Minishirt, at Marks & Spencers
Stylish and elegant, this flattering stripe minishirt is part of our feminine Adored collection. It's made from soft pure cotton for the ultimate in comfort

Easy Pasta, at Marks & Spensers
Passionate about pasta? Enjoy a great collection of quick and easy-to-make recipes that can be ready in minutes

Younger Girls' Floral Print Sun Hat, at Marks & Spencers
Fashionable and fabulous, this floral print hat is a great choice for fun in the sun

Automatic Countryman Umbrella, at Marks n Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Griffin Wave Case for iPhone, at Marks & Spencer
The unique wave-shaped closures on the sides make a design statement in style as well as functionality, in this protective case for iPhone. The overlapping curves of the closure provide maximum surface area to lock together securely. The included rigid screen protector defends your touchscreen, but allows complete control of your iPhone

Stormwear™ Long Sleeve Hooded Parka, at Mark's & Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Big & Tall Autograph Pure Cotton Stripe Shirt, at Marks & Spensers
Stylish and contemporary, this Pure cotton stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else. Perfectly proportioned for big and tall men Only available in XXXL

Ultimate Non Iron Pure Cotton Short Sleeve Check Shirt, at Mark's & Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

First Readers The Three Billy Goats Gruff, at Marks and Spencer
The Billy Goats Gruff want to eat the green grass on the other side of the bridge. But can they face up to the troll? He is waiting for the three goats!

Artificial Lisianthus & Wide Bud Vase, at Marks and Spencer
Wide bud vase Circular base Pebble lined Diameter: 41cm, Manufacturer: Marks & Spencer

Pink Gerbera Flower Pot Birthday Card, at Marks and Spenser
Cover text: Happy Birthday...This comes with many special thoughts and warmest wishes too, It really means so much to know someone as lovely as you Inside message: blank for your own message Approx size: 230 x 114mm

Opaque Stripe Footless Tights, at Marks&Spencer
Fashionable and comfortable, these stretchy footless tights are perfect for layering

Collezione Pure Cotton Single Breasted 2 Button Jacket, at MarksandSpencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

100 Cotton Balls, at Marks and Spencers
Pack of 100

Older Girls' Heart Print Dressing Gown & Socks, at M+S
The heart print makes this soft fluffy dressing gown so cute

Icon Letters Mum Birthday Card, at Marks n Spencer
Cover text: Mum Inside message: With love and kisses This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Per Una Lip Colour, at Marks and Spencer
Moisturising Hypoallergenic

St Hallett Unearthed Shiraz Durif Tempranillo 2006 - Case of 6, at MarksandSpencer
Style: Dry Grape variety: Shiraz, Durif, Tempranillo Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Soft Vanilla Referesher Oil, at Marks & Spencer
Vanilla scented 15ml, Manufacturer: Marks & Spencer

Pure Cotton Hooded Reversible Cardigan, at Mark's & Spencer
Soft and comfy, this reversible cardigan is made from pure cotton and features a stripe design. A practical easycare style

Panasonic Lumix DMC-TZ7 Digital Camera, at Marks and Spencer
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 3.0" TFT LCD display (460K dots) ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Standard accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Recording: HD Movie Recording in AVCHD Lite and iA (Intelligent Auto) Mode

Star Print Hooded Fleece Jacket, at Marks and Spencer
Soft and warm, this pretty star print hooded fleece jacket will keep her cosy

Linen Blend Ribbon Embroidered Vest, at Marks & Spencers
Bring some casual elegance to your wardrobe, with this woven vest that features ribbon embroidery making this top irresistibly stylish

Big & Tall Blue Harbour Stormwear™ Straight Leg Jeans, at Marks & Spensers
The perfect jeans for the casual outdoorsman, these smart looking straight legs feature a unique stormwear finish that repels water in order to keep you comfortable and dry

Pure Cotton Stripe Knitted Dress & Tights Outfit, at Marks and Spenser
Fashionable and practical, this cute knitted dress and tights 2 piece outfit features stripe design. It's made from soft cotton fabric to keep her comfortable and happy

Pure Cotton Long Sleeve Mock Layer Top, at Marks&Spencer
Soft and comfy, this long sleeve mock layered top is made from pure cotton and features a rocket motif. A fashionable easycare style

Besides Marks & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.