When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Portfolio Mixed Bead Multi Strand Necklace, at Marks and Spenser
Clasp fastening Assorted beads Multi-strand design Chain necklace Adjustable length Necklace length: 41cm extendable by: 8cm

Lavender Scented Pot Pourri Box, at Marks&Spencer
Lavender fragrance Presented in a box, Manufacturer: Marks & Spencer

Laser Cut Butterfly Birthday Card, at Marks & Spenser
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 175 x 126mm

Classic Chablis - Case of 6, at Marks n Spencer
1 Chablis Oliveira Lecestre: Delicious, classic Chablis from a family-owned property in the heart of the region... 1 Chablis Malantes Domaine St Louis: This is delicious Chablis with a modern twist... 1 Domaine Joseph Garnier Chablis: An intense, rich Chablis that shows aromas of grilled nuts and fresh herbs... 1 Chablis Domaine Bois d'Yver: This is an engagingly broad, smoky style of Chablis with moreish flavours of apricot skin, red apples and fresh herbs... 1 Chablis Domaine Vincent Sauvestre: This is classic Chablis in all its delicious, mouth-watering finest... 1 Chablis La Source Organic: Made from organic vineyards in the heart of Chablis... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Wool Lightweight Check Scarf, at Marks & Spencer
Add a fashionable finishing touch to your look with this pure wool check design scarf. The perfect accessory to this season's styles

Big & Tall Flat Front Wool Blend Trousers, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. Perfectly proportioned for big and tall men

Stain Defence™ & Stormwear™ Centre Crease Cargo Trousers, at MarksandSpencer
These modern cargo style trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. An adjustable waist gives a perfectly comforatable fit for longer. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Geoff Merrill Three Virgos Cabernet Sauvignon 2004 - Case of 6, at Mark's & Spencer
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Single Sprung-Edge Divan with 1 Small + 1 Large Drawer & F300 Memory Foam Mattress, at Marks and Spencers
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 25cm Divan height: H41cm Large drawer: H14 x W78 x D52cm, small drawer: H14 x W40 x D52cm Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Linen Blend Straight Leg Jeans, at MarksandSpencer
These classic jeans are an excellent addition to any causal wardrobe thanks to a smart, easy to wear design. Team with a long sleeve shirt or plain tee for an effortless weekend look

Pure Cotton Short Sleeve Check Shirt, at Marks and Spencers
A practical casual shirt in pure cotton featuring a check print. A great value easycare style

Pure Cotton Hooded Reversible Jacket, at Marks and Spencers
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value reversible jacket is designed to keep baby looking adorable and feeling comfy and happy

Lone Range Gimblett Gravels Red 2006 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Mixed Red Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Freshfeet Contrast Lined Velour Slippers, at Marks&Spencer
Round toe Slip on Flat sole Contrast lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Comes in sizes 6-12

Blue Harbour Short Sleeve Space Check Shirt, at Marks & Spenser
Stylishly smart casual, this check shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

7 Piece Pure Cotton Eskimo Set, at Mark & Spencers
Ideal for new arrivals, this cute and practical set contains an all in one, a jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Elephants Sparkle in My Life Anniversary Card, at Marks & Spencers
Cover text: You're the sparkle in my life Inside message: Happy Anniversary Approx size: 175 mm x 125 mm

2 Mini Limited Velour Jogging Bottoms, at Marks & Spenser
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Glass Art Deco Photo Frame 13 x 18cm (5 x 7''), at Mark & Spencers
This glass art deco inspired photoframe will compliment any prized photograph

Portfolio 3/4 Sleeve Button Detail Stripe Jersey Top, at Marks & Spencer
Smart and stylish, this 3/4 sleeve jersey top is made from stretch viscose for a fluid look. The stripe print adds a fashionable finishing touch

Signature Lemongrass & Bamboo Scented Filled Candle, at Marks & Spencer
Lemongrass and bamboo fragrance Glass holder Burns up to 40 hours, Manufacturer: Marks & Spencer

Insect Repellent Formula Wipes, at Mark & Spencers
Deet free Repels mosquitoes and other biting insects Formulated with children in mind Dermatologically tested

Autograph Pure Cotton Narrow Bengal Stripe Shirt, at Marks n Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pop Star Girl Age 8 Birthday Card, at M & S
Cover text: 8...happy birthday...to a real star! Inside message: Have a great day! Approx size: 174 x 126mm

Sunshine Basket, at Marks and Spencer
Bring the bright, sunny hues of a summer garden inside with this collection of sunflowers complemented by gorgeous bi-colour roses and lush foliage Available for delivery from 1st July to 30th September 2009

Long Sleeve Fair Isle Hooded Dress with Wool, at Mark's & Spencer
Fashionable and practical, this cute dress features a fair isle design. It's made from soft fabric to keep her comfortable and happy

Per Una Eye Pencil, at Marks & Spencer
Eye definer pencil Hypo-allergenic Double ended Comes in 7 shades

Exfoliation Gloves, at Marks&Spencer
Wide trim Loop hook Plain

5 Older Girls' Pure Cotton Tatty Teddy Shorts, at Marks and Spencer
Fun and fabulous, this 5 pack of cotton shorts feature assorted Tatty Teddy designs

M&S 8 in 1 Accessories Pack for Nintendo™ Wii™, at Marks & Spencer
8 accessories compatible with Nintendo™ Wii™ Includes accessories for Wii™ tennis, Wii™ baseball, Wii™ golf and Wii™ Mario cart Also includes 2 padlock straps, protector cover and controller grip for Wii™ control panel Please note- this product is not made or endorsed by Nintendo™ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Besides Marks & Spensers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.