When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Perfect Rose Net Tights, at Mark & Spensers
For an instant fashion update, just pull on a pair of these rose print net tights. They'll see you all the way through winter...

Snow White and The Seven Dwarfs Activity Sticker Book, at Marks & Spencer
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Per Una Pure Linen Azure Panel Skirt, at Marks and Spenser
Comes with belt shown in image A sophisticated mid length skirt in pure linen featuring a matching double sided patent belt

Pink Floral Dress Mum Birthday Card, at Marks&Spencer
Cover text: To a very special Mum on her birthday Inside message: With all my love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx. size: 230 mm x 114 mm

Pure Cotton Short Sleeve Multi Check Shirt, at Marks & Spencers
Stylish and innovative, this multi check easycare shirt is quick and easy to iron for a smart crisp look

Domaine Bunan 2004 - Case of 6, at MarksandSpencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Petite Stitch Waistband Straight Leg Trousers, at Marks & Spenser
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Philips FlexCare Rechargeable Sonic Toothbrush, at Marks & Spencer
Smartimer: 2-min. timer helps to ensure recommended brushing Speed: 31,000 brush strokes per minute Battery type: Lithium Ion rechargeable battery Operating time (full to empty): Fully charged should provide 20 2-min. brushings Designed for a better fit with your mouth 3 Flexible brushing modes, 2 Personalized cleaning routines All-in-one sanitizing, charging and storing solution M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Hooded Knee Length Anorak, at Marks and Spencer
The classic anorak has been given a contemporary twist with a button cuff detail. Designed in an easycare water resistant fabric with a hood, this practical and stylish jacket will keep you dry on rainy days

Autograph Pure Cotton Bootleg Jeans, at Marks&Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una Short Sleeve Cornelli Top, at Marks and Spencer
A fashionable short sleeve top featuring cornelli neck embellishment and tie front detail

Little Acorns Thank You Cards - Pack of Ten, at Mark's & Spencer
Cover text: thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx. size: 120 x 120 mm

3 Pairs of Wool Blend Easy Grip Socks, at Marks & Spencer
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Autograph Pure Cotton Embroidered Pinafore Outfit, at Marks n Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Wool Animal Trim Bow Detail Cloche Hat, at Marks and Spencer
Keep ahead of the trends with this glamorous animal trim bow detail cloche hat. The perfect finishing touch to stylish winter outfits

Graphic Design Heart Necklace, at Marks & Spencers
Clasp fastening Adjustable length Multi strand design Heart pendant

3 Pairs of Assorted Design Knee High Socks, at Marks & Spenser
Treat your legs to a touch of style. These assorted design knee high socks have a durable reinforced design to keep them looking good, wear after wear

Per Una Funnel Neck Knitted Cardigan, at M+S
A cosy funnel neck cardigan in a chunky textured knit fabric featuring a zip fastening

Duck Egg Leaf Damask Quilt, at Marks and Spencer
L250 x W265cm Leaf jacquard design, Manufacturer: Marks & Spencer

Ceriso Styled Floral Embroidered Thong, at Marks n Spencer
Elegant and stylish, this modern thong features floral embroidery and a lace trim. It fits and drapes beautifully and feels blissfully comfortable to wear. Feminine everyday lingerie

Stainless Steel Under Sink Storage Unit, at Marks & Spencer
3 tier Shelf H71 x D33 x W58cm, Manufacturer: Marks & Spencer

Artificial Poppy in Square Glass Vase, at Marks & Spencer
Artificial poppy Square glass vase Height: 41cms, Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 2 Small + 2 Large Drawers & F400 Pocket Memory Foam Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Small Drawer: H14 x W40 x D52cm Large Drawer: H14 x W78 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Spring count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

MoDA Wine Bottles Bamboo Paper Blank Card, at Marks & Spencer
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Per Una Leather Cut Out Butterfly Shoes, at M & S
Round toe Cut out detail Bow feature Slip on Mid heel Available in sizes 3-8, including half sizes

Leather Coated Four Way Reversible Belt, at Marks & Spencers
Add a smart finishing touch with this leather coated four way reversible belt

Special Thank You Text Card, at Marks and Spenser
Cover text: Thank you Inside message: ... very much! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Plain Lace Trim High Rise Shorts, at Marks and Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

5 Cotton Rich Leopard Print Shorts, at Marks and Spencer
These leopard print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Safe Sun Lobster Swimwear, at Marks & Spensers
Play it safe with this cute sunsuit and desert cap set. It is designed for good coverage while the comfy stretch fabric lets him run around freely

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.