There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

Bright Flowers 30th Card, at Marks & Spencers
Cover text: 30 Happy Birthday Inner message: Blank for your own message Approx size: 178 x 125mm

Woven 'Ireland' Jogging Bottoms, at Marks & Spencers
Sports fans will love these cosy joggers featuring the Ireland motif. A practical, easycare style

Classic Collection Short Sleeve Notch T-Shirt, at Marks and Spencers
Ideal for everyday wear, this smart top is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Tonal Hexagonal Shower Curtain, at Marks n Spencer
Tonal hexagonal design, Manufacturer: Marks & Spencer

Pure Cotton Floral Print Knee Length Skirt, at Marks & Spencer
Smart and modern, this pure cotton skirt is a look you'll love. Stylish, practical and fashionable

Autograph Pure Cotton City Scene T-Shirt, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Mini Limited Stripe Cardigan, at Marks&Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

ISIS Moisturising Aftershave Balm, at Marks&Spencer
Moisturising Alcohol free 100ml This product is not available for international delivery. Find out more

Mineralstein Riesling 2008 - Case of 12, at Marks and Spencers
Style: Medium dry Grape variety: Riesling Country of origin: Germany Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Machine Washable Textured Diagonal Stripe Tie, at M+S
Combining machine washable convenience with a contemporary design, this stunning tie will make a valuable and versatile addition to your smart wardrobe

Per Una 3/4 Sleeve Twist Pleat Cardigan, at Marks and Spencers
A fashionable 3/4 sleeve cardigan in textured fabric featuring a twist pleat design

Pure Cotton 'The Dog Ate My Homework' T-Shirt, at Marks & Spenser
Relaxed and fun, this 'The Dog Ate My Homework' t-shirt is made from soft cotton and comfortable to wear. A practical, easycare style

Hand Finished Cecily's Garden Floral Multipack of Easter Cards, at Marks and Spencers
Cover text: Design 1: Easter wishes, design 2: with love at Easter, design 3: happy Easter Inside message: All designs, blank for your own message 6 cards, 3 designs Approx size: 145 x 70mm

Ultimate All Season Stormwear™ Mac, at MarksandSpencer
Stylish and contemporary, this mac is treated with Stormwear™ technology, a breathable finish that repels water and stains

Volume & Lengthening Mascara, at M&S
Volumises eyelashes Hypo-allergenic Lengthens lashes

Pure Cotton Embroidered Combat Trousers, at Mark's & Spencer
Fashionable and practical, these combat trousers feature embroidered design. Soft cotton fabric and an elasticated waist will keep her feeling comfy

3/4 Sleeve Stripe Print Shirt, at M&S
This outstanding value 3/4 length sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Dualit Vario 2-Slice Toaster - Cream, at M+S
1200 watt 2-slice toaster Manually operated eject lever - keeps items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Parts are Replaceable/ repairable Mechanical timer to control toasting High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Easy to clean stainless steel cover Weight: 3.5kg Designed for use in commercial kitchens Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tab Front Pleat Knee Length Skirt, at Marks & Spencers
Sleek and chic, this skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Maternity Cotton Rich Frill Shirt, at Marks and Spencer
Fashionable and modern, this short sleeve shirt is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

2 Cotton Rich Plain Drawstring Joggers, at MarksandSpencer
Relaxed and comfortable, these casual joggers are made from soft cotton and feature a pull tie fastening waist. A practical easycare choice

Medium Spencer Bear, at Marks and Spencer
Suitable for ages 12 months + H36cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

3 Pair Of 40 Denier Opaque Tights, at Marks & Spensers
These comfortable 40 denier opaque tights are made with added stretch and a reinforced toe for durability

Classic Ceramic Soap Dish, at Mark & Spensers
Circular dish Ceramic and stainless steel design Wall mountable H6 x W16 x D12cm, Manufacturer: Marks & Spencer

Underwired Comfort Minimiser Bra, at Mark's & Spencer
Reduce the visual size of your bust while maximising your support with the underwiring and added stretch of this attractive minimiser bra. A great option for everyday wear

Half Frame Wrap Around Sunglasses, at Mark & Spensers
These wrap around sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Sony PSP™ 3000 Console & Buzz Brain Bender Bundle, at MarksandSpencer
Bundle includes PSP 3000 console and Buzz Brain Bender Game Buzz Brain Bender: Buzz! swaps his trademark game show suit for a lab coat and clipboard. Welcome to Buzz!: Brain Bender - a lighter, entertaining and humorous new take on the puzzle genre! Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone Power source: Lithium-Ion rechargeable battery pack, AC adaptor, USB power supply Dimensions: L17 x D1.8 x W7.1cm Weight: 189g (including battery pack)

Sony Ericsson T303 - T-Mobile Pay as you talk Mobile Phone, at Marks and Spenser
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

Portfolio Assorted Bead Collar Necklace, at M+S
Button fastening Assorted chunky bead design Collar style Necklace length 55cm

Hopsack Weave Pencil Pleat Curtains, at M+S
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.