There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Sleeveless Curve Seam Dress, at Marks and Spencer
Smart and stylish, this sleeveless dress features a chic button detail above the waist. A great choice that will take you from the office to an evening out. Machine washable for convenience

Bag of Flowers Thank You Card, at Mark & Spencers
Cover text: Thank You Inside message: Blank for your own message Approx size: 150 x 150mm

Sprung-Edge Divan with 1 Small + 1 Large Drawer & F100 Mattress, at Marks & Spencers
Single Mattress (3ft): W90cm x L190cm Single Divan (3ft): W90cm x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Open coil mattresses provide a hard-wearing and supportive background Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Panasonic DMR - EX79 DVD Recorder with 250GB HDD, at Marks and Spencer
250GB capacity for a max recording of 330 hours onto the Hard Disk Drive Integrated Digital and Analogue Tuner VIERA link Jukebox with Gracenote 1080p Up-Conversion and adaptive HD Enhancer Auto Preset Down Load Connect a DIGA DVD recorder to your VIERA TV via an HDMI cable Navi Link Search To record a programme from the TV listings Intelligent Auto Standby USB & SD Card slots Dimensions: W43 x H5.9 x D28.6cm

Purple Flower Luxury Wrap Pack, at Marks and Spenser
1 x sheet wrapping paper 1 x length ribbon 1 x gift tag Approx Size: Wrap: 685 mm x 98 mm. Tag: 115 mm x 65 mm. Ribbon: 2m

Champagne Herbert Beaufort Grand Cru Champagne - Case of 6, at Marks and Spencers
Style: Grape variety: Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Printed Motif Joggers, at Marks and Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a motif. A practical easycare choice

Percy Pig Cushion, at Mark & Spencers
Percy pig design Round shape Matching items available Diam 35cm, Manufacturer: Marks & Spencer

Grosgrain Holiday Trim Hat, at Marks and Spencer
Keep ahead of the trends with this contemporary sunhat, an essential look for style in the sun

Fish & Seafood Bible - From the Ocean to the Table, at Marks and Spencers
You will be surprised by the imaginative combinations of ingredients in seafood dishes, while flavours from around the world will take you on a culinary trip along the coasts of other countries and continents. A bible no kitchen should be without

Autograph Leather Lace-Up Gibson Shoes, at Marks & Spencer
Round toe Lace-up Contrast stitch Low heel

Lucie Strand Drop Earrings, at Marks and Spencer
Hook fastening Drop style Bead design

Pure Cotton Quick Iron Dobby Stripe Shirt, at Marks & Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Ribbed Collar Wrap, at Marks & Spencers
Add some sparkling style with this generously sized wrap. It's lightweight but warm, making it a practical and stylish extra layer

3 Piece Pure Cotton Hooded Gilet Outfit, at Mark's & Spencer
Soft cotton fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value outfits are designed to keep baby looking adorable and feeling comfy and happy

Le Moulin des Cossardières Muscadet Sèvre et Maine Sur Lie 2007, at Marks and Spencer
Style: Dry Grape variety: Melon de Bourgogne Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3/4 Length Sleeve Stripe Shirt, at Marks & Spensers
This fab 3/4 length sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Autograph Pure Cotton Short Sleeve Floral Print Shirt, at Marks and Spenser
Stylish and contemporary, this pure cotton floral print shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Oval Droplet Chandelier, at Marks and Spencer
Cylinder Droplet design Steel rim H80 x W82 x D28cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handcrafted Blue Vase Mother's Day Card, at Marks & Spensers
Cover text: With love on Mothering Sunday Inside message: Have the happiest day Approx size: 178 x 126mm

Collezione Plain Straight Leg Trousers, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Antigua Love Seat, at Mark & Spensers
H97 x W125 x D98cm Seat H50cm, arm H63cm, top back rail H79cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid hardwood wrapped with banana fibre. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Flavour of South America - Case of 12, at Marks & Spencer
2 Casablanca Sauvignon Blanc 2008: A lively, zesty dry white with an inviting, fresh, slightly grassy aroma and mouthwatering flavours of gooseberry, pear and melon... 2 Casa Leona Chardonnay 2008: A ripe, fruity, modern Chardonnay bursting with peach, pineapple and yellow plum flavours... 2 Tupungato Chardonnay 2007: A wonderful fruity white wine, made by one of Argentina's best winemakers from 100% Chardonnay... 2 Casablanca Pinot Noir 2007: An exceptionally fruity, soft and moreish red wine that is aromatic with juicy flavours of cherry and mulberry... 2 Casa Leona Cabernet Sauvignon 2008: The rich aroma and flavour of cassis distinguishes this fine Chilean Cabernet Sauvignon... 2 Tupungato Cabernet Sauvignon Malbec 2007: A deep rich red wine made of Cabernet Sauvignon and Malbec. The wine shows the classic body and structure of Cabernet Sauvignon... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Petite Pure Cotton Funnel Neck Coat with Belt, at Marks & Spencer
Modern and stylish, this funnel neck coat features flap pockets. A contemporary style in superior fabric, it will instantly update your wardrobe. Specially designed and perfectly proportioned for the petite frame.

The Incredibles Collector's Edition DVD, at M+S
Rating Universal, suitable for all,

4 Windsor Sherry Glasses, at Marks & Spensers
Set of 4 Dishwasher safe 9cl H13cm, Manufacturer: Marks & Spencer

Per Una Short Sleeve Ditsy Floral Top with Vest, at Marks & Spencers
A casual short sleeve top in a soft cotton blend. Floral print gives it the Per Una touch

Nanny Goat Pinot Noir 2006, Central Otago - Case of 6, at Marks and Spencers
Style: Dry and full bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Signature Green Fig Pot Pourri Box, at Marks and Spencers
Green fig scented Presented in a box, Manufacturer: Marks & Spencer

Elastic Strap Patent Shoes, at Marks & Spensers
Patent finish Round toe Wide elastic band Slip on Mid heel Heel height 72mm Comes in sizes 3-8, including half sizes

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."