Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Pure Wool Pique Rug, at Marks & Spenser
Rectangular shape Pique design Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Post Surgery Floral Lace Bra, at Mark's & Spencer
Pretty and feminine, this lace bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Low Rise Stripe Lace Trim Thong, at Marks & Spencers
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Petite Stormwear™ Pure Cotton Double Breasted Mac, at MarksandSpencer
Practical and fashionable, this water resistant mac is perfect for drizzly days. Specially designed and perfectly proportioned for the petite frame

Autograph Pure Cotton Satin Stripe Pillowcase, at Marks and Spencer
Stripe design Bordered trim Supima 400 threadcount Co-ordinate with Satin stitch black, cream, white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P, Manufacturer: Marks & Spencer

Pure Cotton Sleeveless Broderie Vest, at Marks and Spenser
A broderie design makes this soft cotton vest top fabulously fashionable

Autograph Pure Cashmere Knitted Cowl Neck Poncho, at Marks & Spencer
Wrap up warm in fashionable style with this pure cashmere poncho. The contemporary design looks great over this season's fashions, or wear with jeans and boots

Autograph Stainless Steel Cocktail Shaker, at Marks & Spencer
Metallic sheen Suitable for cocktails H30cm 10 cm deep, Manufacturer: Marks & Spencer

Edwardian Lady Peach Jug Mum Birthday Card, at Marks & Spencer
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Cotton Rich Long Sleeve Top, at Marks & Spenser
Smart and stylish, this long sleeve top is made from stretch cotton for a flattering and fashionable fit

Formal Gold Prong Reversible Belt, at Mark's & Spencer
Add a smart finishing touch with this leather belt

Per Una Pleated Handbag with Charm, at Marks & Spenser
A heart shaped charm makes this fashionable bag even more special. Give your look the Per Una twist!

Glass Column Floor Lamp, at Marks and Spenser
Pyramid style shade Glass column stem feature Square base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Decorative Vintage Photo Frame 13 x 18cm (5 x 7"), at Marks & Spencer
Pearl effect and diamant detail Aperture: 13 x 18cm (5 x 7") Dimension: 21.6 x 16.2 x 1.8cm, Manufacturer: Marks & Spencer

Ball Stud Earrings, at Marks n Spencer
Ball stud design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Samsung HT-TX500 Home Theatre System, at Marks and Spencers
Sound: 1000W RMS 5.1 channel sound Audio: Dolby Digital, Dolby ProLogic-II, DTS Inbuilt DivX: Plays MPEG 4, AVI and other media files Radio: FM tuner, RDS USB Host: Plug a portable digital device into the USB port for instAnt entertainment Full 1080p Upscaling: Creates full HD images from standard DVDs Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control. Simple Connectivity: Wireless-ready, USB HOST Dimensions: set W18.8 X H121.5 X D11.2cm, subwoofer W27.0 x H46.6 x D41.0, speaker (front) W10.6 x H131.0 x D85, speaker (rear) W10.6 x H131.0 x D85, speaker (centre) W42.7 x H10.6 x D87.5 Weight: 52kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Traditional Tea Design Wall Clock, at M+S
Traditional design Round face Domed metal case Weight: 0.95kgs Diam: 35cm, Manufacturer: Marks & Spencer

Diamanté Cross Christening Card, at Marks & Spencer
Cover text: With love on your Christening day Inside message: Wishing you a special day Approx size: Unfolded: 178 x 126mm

Autograph Stainless Steel Charger Plate, at Marks and Spencer
Round shape Stainless steel for maximum durability and shine, Manufacturer: Marks & Spencer

5 Cotton Rich Plain School Socks, at Marks & Spenser
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

2 Piece Long Sleeve Hooded Outfit, at Marks & Spenser
Smart and stylish, this 2 piece outfit gives a well dressed look and feels comfortable to wear

Per Una Roma Cotton Rich Washed Bootleg Jeans, at Marks and Spencer
A fashionable pair of washed bootleg jeans in stretch cotton featuring a button and zip fastening

Per Una Organic Cotton Crochet Trim Shorts, at MarksandSpencer
Elegant and feminine, these stylish shorts feature a crochet trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion, made with organic cotton

Formula Skincare For Men Aftershave Balm, at Marks and Spencer
Soothes Moisturises Non-greasy balm

Girls' Limited Pure Cotton Studded Vest, at Marks&Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Floral Lace Panel High Leg Knickers, at Marks & Spencer
A great style for making your legs look longer, these floral lace panel knickers are designed with a flattering high cut

Freshfeet Zig-Zag Tramline Full Cut Slippers, at Mark & Spencers
Practical, comfortable and stylish, these innovative slippers are made with Freshtech™ technology. They keep feet fresh by combating the bacteria that cause odours. The technology is built into the slippers so they perform effectively wash after wash

Recycled Stain Defence™ & Stormwear™ Fashion Skirt, at M&S
Smart and stylish, this fashionable skirt is made from polyester from 100% recycled sources. It is treated with our unique Stain Defence™ and Stormwear™ finishes, making it resistant to water and stains

Lotus Flower Infusion Sticks, at Marks and Spencer
Fragranced infusion sticks Glass container, Manufacturer: Marks & Spencer

Portfolio Short Sleeve Rope Neck Top, at Marks and Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Besides Marks&Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.