When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Graphic Design Heart Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand design Heart pendant

Autograph Essentials Double Button Bootleg Trousers, at Mark & Spensers
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

16-Piece Rivington Cutlery Set, at Marks & Spencers
16-piece set Includes 4 forks, 4 knives, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

MoDA Pink Floral Bamboo Paper Blank Card, at Marks and Spencer
Cover Text: Blank Inside message: Blank for your own message Approx size: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

3 Pairs of Plain Cotton Rich Socks, at Mark's & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Dora The Explorer Follow The Music Piano Sound Book, at Marks and Spencers
Children will love pressing the buttons and singing along to this Dora The Explorer piano sound book which includes 9 beautiful songs

7 Pure Cotton Assorted Bodysuits, at Marks and Spencer
Stock up on stylish essentials with this pack of 7 bodysuits in natural breathable cotton

Younger Girls' Heart Print Slippers, at Mark's & Spencer
Round toe Flat sole Heart print Single strap Bow detail Spot lining

Portfolio Short Sleeve Ponte Dress, at MarksandSpencer
Pretty and feminine, this ponte dress features empire line. A flattering, stylish look

5 Younger Boys' Pure Cotton Classic Slips, at Marks and Spenser
A practical choice with a selection of colours, an easycare cotton weave translates into a practical solution for soft, easy to wear comfort

Sequin Cushion, at Marks n Spencer
Rectangle design Sequin detail L30 x W40cm, Manufacturer: Marks & Spencer

Formula Age Repair Collagen Boosting Serum & Ceramide, at M & S
Targets fine lines and wrinkles Hexapeptides - Helps increase the production of collagen Hyaluronic Acid - Plumps the skin to help reduce fine lines and wrinkles Suitable for all skin types Hypoallergenic 30ml

Pure Cotton Roll Neck Stripe Jumper, at Marks & Spencers
Soft and comfy, this warm knitted roll neck stripe jumper is outstanding value. A fashionable easycare style

Autograph Luxury Leather Holdall, at M+S
This stylish and practical luxury leather holdall is ideal for business or weekend travel. It has plenty of space for all your essential items and has strong double handles and shoulder strap

North Coast Pure Cotton Short Sleeve Check Shirt, at Marks and Spencers
Relaxed and stylish, this check shirt is made from pure cotton so it feels soft and comfortable to wear

Portfolio Twist Sleeve Top, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

2010 Slim Diary, at Marks and Spencer
Dimensions: 16.5 x 8cm

Sprung-Edge Suede Divan with 4 Large Drawers & F300 Memory Foam Mattress, at Marks & Spenser
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 25cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Detroit Dining Table & 6 Alton Scroll-Back Chairs Set, at Marks and Spencer
7 piece set Table: H75 x W90 x D150cm Table seats 6 Chairs: H103 x W55 x D66cm Scroll-back antiqued-leather chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen, Manufacturer: Marks & Spencer

Fun Photographic 50th Birthday Card, at Marks & Spencer
Approx. size: 215 x 150mm Cover text: 50 Like a posh wine, you've grown more mellow with all the years. Or is it grown more mellow with all the posh wine? Inside message: Happy 50th birthday

Micro Check Trousers with Wool, at Marks & Spenser
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Petite 3/4 Sleeve Stripe Shirt, at Marks & Spensers
Chic and modern, this 3/4 sleeve shirt is made from a comfortable cotton blend and features a stripe design. Specially designed and perfectly proportioned for the petite frame

Limited Collection Contrast Shopper Bag, at Marks & Spenser
Fashionable and fabulous, this shopper bag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

5 Scalloped Trim Shorts, at M & S
Cute and trendy, this 5 pack of cotton knickers makes a great way to stock up on essential style

Pure Cotton Long Sleeve Wales Hooded Top, at Marks & Spencer
Sports fans will love this cosy pure cotton hooded top featuring the cymru motif. A practical, easycare style

Pearl Julia Floating Set, at Marks & Spensers
Different sized pearls Wire necklace Collar length necklace Length: 40cm

Freshfeet Suede Driving Moccasins, at Marks and Spenser
Round toe Stitch detail Flat sole Lined Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Cotton Rich Heart Print First Bra & Knickers Set, at Marks and Spencer
Soft and comfortable, this bra and knickers set is ideal for everyday wear

Clear Lake Cabernet Sauvignon 2007 - Case of 12, at M+S
Style: Medium bodied Grape variety: Cabernet Sauvignon Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sun Formula Airbrush Propellant, at Marks and Spencers
For use with airbrush self-tan 300ml This product is not available for international delivery. Find out more

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.