Besides Marks and Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Faux Leather Funnel Neck Ribbed Trim Bomber Jacket, at Marks and Spencers
Bomber jackets are a key look this season, and this faux leather style makes a fashionable choice

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & M400 Mattress - Soft, at Mark & Spensers
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Pintuck Jersy Bedset, at M & S
Pintuck detail Includes 1 duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Limited Collection Harlequin Print Tunic, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Floral Embroidered Table Runner, at Marks and Spenser
Floral embroidered design Tassel feature Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

2 Pairs of Sheer 15 Denier Matt Knee Highs, at Marks n Spencer
A great value essential, these 15 denier sheer matt knee-highs will give a sleek. Perfect with trousers or long skirts

Philips NT9110 Nose & Ear Trimmer, at Mark & Spensers
Guaranteed no pulling: Ultra sharp closed cutting system avoids pulling Prevents nicks and cuts: Guarded system protects against nicks and cuts Powerful precision micro trimmer Soft grip coating for maximum control Ideal angle for easy reach 100% waterproof for easy use and cleaning Accessories: AA battery, 2 trimming combs, protection cap

24 Mini Hot Pies, at Marks & Spenser
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 700g total weight As featured on page 12 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

7 Pure Cotton Animal Stripe Bodysuits, at Marks & Spenser
Cute and practical, this 7 pack of bodysuits features assorted animal designs. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

2 Machine Washable Mini Ties, at MarksandSpencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Glam Girl Sticker Activity Book, at MarksandSpencer
Ever stuck for something to do? Then this fantastic book is just for you! Get busy with the colourful activities and think up creative ways to use your beautiful butterfly stickers. They can flutter their way onto gift wrap, greeting cards, invitations or accessories. Just use your imagination

50/50 Bed Linen - Pillowcase, at Marks & Spencer
L76 x W48cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Pure Cotton Animal Print Kaftan, at Marks and Spenser
Modern and stylish, this fashionable kaftan features a striking animal print. The ultimate in poolside glamour

Wild Roses Gift Card, at Marks & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Autograph Leather Double Handle Holdall, at Marks & Spenser
Stylish and contemporary, this double handle leather holdall is a fashionable and practical must-have

National Parks Of Britain by Role Smith, at Marks & Spencer
Fascinating and wonderful. Every lover of the British countryside should have this book

50/50 Bed Linen - Flat Sheet, at Marks&Spencer
Single: L260 x W178cm Double: L260 x W228cm King size (5ft): L275 x W275cm Super king size (6ft): L275 x W310cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

M400 Mattress - Medium, at Marks n Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

King of the Jungle Dad Birthday Card, at Mark's & Spencer
Cover text: Dad, you're my king of the jungle! Inside message: Have a great day! Approx size: 215 mm x 150 mm

Pure Cotton Long Sleeve Hooded Jacket, at M+S
Relaxed and modern, this long sleeve hooded jacket makes a comfortable and practical choice

Penthouse Leaf Pencil Pleat Curtains, at Marks and Spencers
Manufacturer: Marks & Spencer

Beefwood Cabernet Sauvignon 2005 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Weekend Cotton Rich Funnel Neck Trench Coat, at Marks & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Button Detail Sparkle Baker Boy Hat, at Marks n Spencer
Add a cute contemporary finishing touch with this flattering button detail baker boy hat

Pure Cotton 3/4 Sleeve Oblong Print Blouse, at Marks&Spencer
Feminine and elegant, this sophisticated 3/4 sleeve blouse is beautifully designed and cut for a flattering shape and features a contemporary oblong print

Per Una Drawstring Hooded Parka, at Marks and Spencer
A modern drawstring hooded parka featuring a water repellent finish

Pink Butterfly and Dandelion Seed Birthday Card, at Marks and Spenser
Cover Text: Blank Inside Message: Blank for your own message Approx size: 174 x 126mm

50th Glamorous Dress Birthday Card, at Marks and Spenser
Cover text: 50 Inside message: Have a wonderful birthday Approx size: 126 x 174mm

Print Your Own Wedding Stationery CD-ROM, at Mark's & Spencer
Minimum system requirements: Processor: 200Mhz Intel Pentium processor or equivalent, Memory: 128MB RAM, Graphics: 800x600 set to 16 bit colour, Operating System: Windows 98, ME, 2000, XP and Vista This software is PC compatible only Contains 1 CD Rom Print Your Own Wedding Stationery CD-ROM - FREE when you spend 10 or more on Print Your Own Stationery

Viva Coffee Table & Nest of Tables Set, at Marks & Spencers
3 piece set Coffee table: H40 x L85 x W50cm Nest of 2 tables: H47 x W51 x D40cm (largest table) Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.